Free · English and 简体中文 · Built in Singapore

Bond education from the desk, not the textbook.

Free lessons on bonds and complex products, in English and Chinese, written by a fixed income portfolio manager with 28 years at Scotiabank, Credit Suisse and UBS. No advice, no products, no sales.

Launching 18 November 2026 on iOS and Android.

Discovery is a free bond search. Results are ordered only by the criteria you choose.

  • Free to use
  • No advertising
  • You choose who sees your record

The BondGuru app. iOS and Android from launch.

18–20 NovSingapore FinTech Festival

BondGuru launches at SFF 2026. Hall 3, Kiosk 3-SK-25.

Try the app, watch Lesson 1 in English or Chinese, and talk to the founder about what the learner record means for your clients.

Book a time at the kiosk

What you learn

Thirty-two lessons, three tiers, one vocabulary you keep.

Each lesson takes three to nine minutes and ends with a short check. Twenty-six practice scenarios put the vocabulary to work on situations real investors face.

32lessons from first principles to prospectus reading
26practice scenarios
2languages at launch: English and Simplified Chinese
0products sold, promoted or recommended

Foundation

What every bond investor should know first.

Lessons 1 to 9

  • What a bond is, and what it is not
  • Coupons, face value, maturity and yield
  • How bond prices move when rates move
  • Credit ratings, seniority and the seven risks
  • Buying bonds in another currency

Growth

How to tell whether a bond fits you.

Lessons 10 to 22

  • Yield to maturity and yield to call
  • Credit spreads and what they signal
  • Callables, perpetuals and contingent capital
  • Clean and dirty price, accrued interest
  • How bonds are bought in Singapore and Hong Kong

Mastery

Reading what the professionals read.

Lessons 23 to 32

  • Prospectuses, term sheets and covenants
  • The yield curve and what it tells you
  • Funds and ETFs versus direct bonds
  • Structured and complex fixed-income products
  • Relative value: comparing two bonds properly

Traditional Chinese, Bahasa Melayu and Bahasa Indonesia lessons are planned for 2027.

Watch Lesson 1

What is a bond? One lesson, two languages.

Every BondGuru lesson is free. This is the first of 32. Switch the language and the same lesson plays in Simplified Chinese.

Videos are embedded from YouTube in privacy-enhanced mode and load only when you press play.

BondGuru Lesson 1 title frame

How it works

Learn. Discover. Keep your record. Then decide.

  1. 01

    Learn

    32 short lessons and comprehension checks, free, at your own pace.

  2. 02

    Discover

    Discovery is a free bond search. Results are ordered only by the criteria you choose. Save bonds to a watchlist or a portfolio you build yourself.

  3. 03

    Keep the record

    BondGuru keeps a record of what you have learned. It is yours.

  4. 04

    Share when you choose

    Talk to a licensed adviser with your record in hand, and share only what you select.

Discovery

A free bond search, ordered only by your criteria.

Search by bond or issuer, or browse by category: government backed, new issues, country, maturity, industry and currency. Results are ordered only by the criteria you choose. Nothing in Discovery is a recommendation of any bond.

Save bonds to a watchlist or a portfolio you build yourself. Your searches form part of your Learning Record, which you can view and export, and ask us to delete.

Discovery is in the BondGuru app from 18 November 2026. The screen shown is illustrative and uses an example bond, not a real one.

Illustrative screen. Example bond, not a recommendation.

The learner record

Owned by the learner. Shared by consent.

Your record shows what you studied, what you passed and when, version by version. It is yours under Singapore's Personal Data Protection Act, and it leaves BondGuru only when you send it.

  • ViewEvery lesson, check and Discovery search, with dates and lesson versions.
  • ExportDownload your record from Settings whenever you like. Your privacy rights
  • ShareSend a brief to an adviser you choose. You pick each item, you see the whole brief, and you give a separate consent before it goes.
  • Never a judgement about youNo score, no risk profile, no suitability view. Those belong to a licensed adviser, under their licence.

Talking to an adviser

You ask. You choose. They advise.

You arrive at the conversation knowing the vocabulary. The adviser arrives knowing you asked, and knowing only what you chose to send. Neither side wastes the first meeting.

What you control

  • You start it.Nothing is sent until you ask to send it.
  • You name the recipient.You enter the adviser's name, firm and email yourself. BondGuru does not list, suggest, rank or select any adviser or firm.
  • You choose what to share.Lessons completed, check results, your questions and, only if you switch them on, your Discovery history, watchlist and portfolio.
  • You see the whole brief first.Then you give a separate, specific consent. We keep a timestamped record of it.

What the adviser receives

  • A consented brieffrom a person who asked to talk, with the topics they have covered and the questions they want answered.
  • Only what you shared.Nothing from your record is included unless you selected it.
  • No judgement about you.No suitability view, no risk score, no ranking. That is the adviser's work.

The boundary, in one place. BondGuru teaches and keeps your record. It does not advise, assess suitability, recommend products, rank or match anyone, hold money, place orders or arrange transactions. When you share your record, BondGuru delivers it as you instruct, in the same way an email service delivers a message: it does not act for the recipient, has no agreement with the recipient, and receives no payment or other benefit from the recipient for the share. Where the app names a Partner Institution, the additional disclosures required for that route are shown to you in the app before anything is sent. Everything that follows is between you and the licensed institution you chose. Full details are in our Terms of Use and Privacy Notice.

Who builds it

Written by someone who spent twenty-eight years on the other side of the desk.

Patrick Wong, founder of BondGuru

Investors deserve independent, product-neutral education on bonds and complex products. The knowledge gap that non-professional investors faced when I started my career 28 years ago still exists today. I created BondGuru to bridge that gap.

BondGuru will not earn you an MBA. It gives you the working knowledge of a fixed income portfolio manager: 28 years in the market, running multi-billion-dollar bond and structured credit portfolios for institutions, private banking clients, foundations and corporates.

Patrick Wong, Founder CFA charterholder · MBA Finance, McMaster University Institutional and private banking fixed income since 1998: Executive Director, Discretionary Portfolio Management at UBS Singapore; Senior Discretionary Portfolio Manager at Credit Suisse; Chief Executive of Zhongtai International Asset Management Singapore; Head of Origination and Execution, Treasury, at Bank of Nova Scotia Asia.

Launch list

Be first to learn bonds this way.

Leave your email and we will send you the download links when the app goes live. Free, and no obligation to speak to anyone.

Prefer email? Write to admin@bondguru.app